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How often do transactions sync?

How often do transactions sync?

How often transactions sync depends on your country and connection method.


United States (Plaid)

US bank transactions sync automatically via Plaid:

  • Automatic updates - Transactions sync multiple times per day

  • Real-time for many banks - Some institutions provide near real-time updates

  • Manual refresh - Pull to refresh anytime in the app

Supported: 12,000+ US banks and credit unions including Chase, Bank of America, Wells Fargo, Citi, Capital One, and thousands more.


Canada (Plaid)

Canadian bank transactions sync automatically via Plaid:

  • Automatic updates - Transactions sync multiple times per day

  • Manual refresh - Pull to refresh anytime in the app

Supported: Major Canadian banks including TD Canada Trust, RBC, Scotiabank, BMO, CIBC, and more.


Mexico (Chrome Extension)

Transaction sync happens when you use the Chrome Extension. Supported banks:

  • Citibanamex

  • HSBC México

To sync transactions:

  1. Log into your bank website normally

  2. Click the Finthy extension icon

  3. The extension reads your transaction data

  4. Transactions are sent to your Finthy account


Chile and Brazil (Manual Connections)

For Chile and Brazil, you can add transactions through:

  • Manual entry - Add transactions directly in the app

  • File import - Upload CSV or PDF bank statements

Open Finance on our roadmap - Automatic sync for Chile and Brazil is on our roadmap. For now, your data updates when you import a statement or add transactions.


Argentina and Colombia (Manual Connections)

Argentina and Colombia use manual connections, so there is no automatic bank sync. Your transactions are up to date whenever you:

  • Import a statement - Upload your statement and Finthy reads the transactions for you

  • Add transactions manually - Enter transactions directly in the app


Manual Options (All Countries)

For banks not supported by automatic sync, you can:

  • Manual transaction entry - Add transactions directly in the app

  • File import - Upload CSV or PDF bank statements

You can see when your accounts last synced by checking the "Last updated" timestamp on your dashboard or in the Accounts section.

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