Understanding payment transactions
Every line in your Transactions list is a payment record — money in or money out. Finthy treats them differently depending on where they came from.
Synced vs manual transactions
Synced — pulled automatically from your bank or card. The amount, date, and balance always match what your bank reports. You can edit the description and category, but balances are read-only.
Manual — entered by you (or imported from a file or photo). You control every field, including how the transaction interacts with the account balance.
Account balance: where it comes from
Synced accounts — balance comes from the bank. Adding, editing, or deleting a transaction in Finthy does not change the balance.
Manual accounts — balance is whatever you set, plus or minus your manual transactions. The Add, Edit, and Delete dialogs include an Update account balance toggle so you can choose, per action, whether the change should apply to the running balance.
Common fields
Amount — positive for income, displayed with a sign that depends on type.
Currency — taken from the account; budgets and alerts use the same currency.
Date — when the transaction took place. For synced data this is the bank-reported date.
Category — used by reports and budgets.
Reference — optional free text for your own notes (invoice number, who paid, etc.).
Related
Recording manual payments
Editing and categorizing transactions
Tracking recurring payments